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U.S. President Obama signs the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act in Washington.

U.S. President Barack Obama hands a pen to Rep. Carolyn Maloney (D-NY) after signing the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act in the Rose Garden of the White House in Washington on May 22, 2009. Sen. Dodd introduced the bill in April 2008. The bill will set restrictions on interest rate increases and credit offers to college students. (UPI Photo/Alexis C. Glenn)

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