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San Antonio Fire Department spokesman Woody Woodward told My San Antonio the lamp fell onto a mattress, sparking the fire, which spread to the neighboring home.
Arson investigators were unsure how the fire reached the neighbor's home, where it caused the most damage.
No one, including the tortoise, was injured in the late-night fire, but the flames caused about $150,000 of damage to the neighboring home. It was not considered a total loss, but the family was displaced, at least temporarily.