The area was under tornado watch as a cold front moved in from north of Tampa Bay.
The waterspout caused damage in nearby Oldsmar, Fla., knocking down branches, a mailbox and a guide wire running between two houses. It also knocked out a transformer in the area.
One woman, Jeanne Condon, was at home when the waterspout neared her yard.
Condon had been having her home's roof replaced. When the storm hit, her bedroom ceiling fell through.
"We came in and this whole thing was just covered with debris," she said. No one was hurt, so Condon shrugged it off.
"Kind of exciting. Something we'll tell the grandkids," she said.
No injuries were reported.