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Carmichael said the clerk handed her a 777 scratch-off by mistake, but she decided to keep it.
"Normally I would have asked her to give me what I asked for," she said. "But something just said to keep the ticket."
Carmichael said she scratched the ticket off in her car.
"At first I thought I'd only won $7," Carmichael said. "But I kept scratching. I saw two 'sevens,' and then two more 'sevens.' I was in shock when I realized what I'd won. I'm very glad the clerk made a mistake and gave me this ticket."
Carmichael claimed her prize Monday at lottery headquarters in Raleigh, taking home $195,837 after taxes. She said she plans to use some of the money to buy her dream car: a white Toyota Corolla.