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"My husband gave me a gift of a scratch off and I'm like, 'Oh, that's really expensive,'" Holmes joked. "I scratch it off. I won $100,000!"
Holmes said the win didn't sink in until she scanned the ticket at lottery headquarters in Clive.
"[The machine] went, 'Woo hoo!' And I'm like - my hands started shaking and like butterflies in my stomach," she said. "It is still sinking in."
Holmes' husband, Don, said he did not share her disbelief.
"I [saw] the dice. I knew she was a winner," Don Holmes said. "I thought it would just be $100 but it turned out to be $100,000."
Holmes said she plans to use the money to pay off her car and her house.