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"Then came the silent scream," Jones said.
Jones said she called up a friend who is also a nurse to triple-check the numbers and give her some medical advice.
"My heart feels like it's coming out of my chest, I may be having a heart attack," Jones recalled saying.
"Just breathe," her friend responded with a laugh.
Jones said her health turned out to be as solid as her winning ticket, which earned her $1,000 a day for the rest of her life.
The newly wealthy woman, who works as a nurse at two separate facilities, said she doesn't plan to stop working any time soon.
"I thought about calling out rich," Jones said, "But I know that a lot of people depend on me, so I went to work."
Jones said she plans to use the money to pay off her student loans, put her daughters through college and get to work on her "bucket list."