Gilder is 10-under-par 134 heading into the final round.
The six-time PGA Tour winner is after his 10th victory on the Champions Tour. He had five birdies, a bogey and an eagle at the par-five 16th Saturday.
Hoch, a winner two weeks ago at the FedEx Kinko's Classic, had a 1-under-par 71. He was two shots back at 8-under 136. He's seeking his first back-to-back wins on the Champions Tour.
Hale Irwin, the all-time Champions Tour wins leader, was in third at 137 following a second-round 68.