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"I checked the ticket at a gas station that I go to," Montoya said. "The cashier was so happy for me when she said I needed to cash it at lottery headquarters because it was so high."
Montoya's ticket matched four of the white balls in the drawing and the Powerball, earning him a $50,000 prize.
"So many thoughts were going through my head, knowing that I missed the jackpot by one number," he said.
Montoya previously visited lottery headquarters in 2016, when he won $100,000 from a scratch-off ticket.
The winner said his latest prize will go toward a family vacation and bolstering his savings.