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"It was the first time I've ever played Mega Millions, so I didn't really know how to fill out the play slip. I told my friend to fill out the first numbers that came to his head," James said.
She said she was excited to discover she had matched four numbers and the Mega Ball in the Aug. 13 drawing, but she didn't know she had won $20,000 until she went to claim her prize.
"I didn't even know how much I won until Thursday night when I asked the retailer to cash me out, and she told me I had to go to Topeka to claim my prize," she said.
James spread the word to her family members, but one relative needed some extra convincing.
"I had to send him a picture of the ticket for him to believe me," she said.
The player said she plans to use her winnings to pay off bills and other debt.