Schmalhaus said she was unpacking from the trip when she discovered the still-unscratched ticket.
"I bought the ticket while visiting my brother and forgot to scratch it until returning home to New York," Schmalhaus said.
The ticket turned out to be a $1 million top prize winner, leading Schmalhaus to schedule a second trip to Florida so she could visit lottery headquarters in Tallahassee and collect her prize, which she accepted as a one-time, lump-sum payment of $890,000.
Schmalhaus said she knows what she is going to do with her winnings.
"Once I realized I won $1 million, I told myself the first thing I want to do is pay off my brother's house," she said.