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Charkowicz said she was left with a "good feeling" after the rescue that led her to buy an Oregon Lottery Raffle ticket from the Safeway store where she works in Coos Bay.
"I figured I did something good, something good might happen to me," she recalled thinking.
The ticket turned out to be a $1 million winner.
"The first thing I said to Brian was, 'How much do we need for me to retire?'" she said. "I had a feeling I was going to win, and it came true. It was karma."
Charkowicz and her husband said they are going to keep the money in savings until the economy stabilizes.
"It is crazy right now," Brian Charkowicz said. "We are being extremely careful with this money."