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Mudd decided to surprise his wife, Madonna, with the gift as a Valentine's present, but gave it to her earlier in an envelope that read "Terry + Madonna's retirement" after they got into an argument about their finances.
The couple elected to take a one-time cash option of $657,030 before taxes instead of receiving the full million dollars over 30 years.
They recently purchased an RV and plan to travel across the country when they retire, although neither plans to retire in the near future.