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"My fiance had left our campsite to pick up a few things, so I sent him a text and asked him to buy me some instant tickets," Cramer said. "He wrote me back and said he wasn't going to because I always lose when he buys tickets for me."
"I sent him a text back that said 'I will this time!' So, He stopped and bought me a few tickets," she said.
Cramer said the tickets included a Lucky Streak scratch-off game that turned out to be a $500,000 top prize winner.
"When I scratched the ticket off, I thought I had done something wrong," Cramer said. "I called for my friend to come into the camper. When she saw what I'd won we both started screaming and jumping up and down. My fiance, Mark, came running inside to make sure we were OK."
"I've kept the ticket close by ever since winning. It was under my pillow while I slept and in my waterproof phone case when we were on the boat," she said.
Cramer, who claimed her winnings Thursday at Michigan Lottery headquarters, said she plans to use the money for a new vehicle.