Richard Syron, former CEO of Freddie Mac, Daniel Mudd, former CEO of Fannie Mae, Leland Brendsel, former CEO of Freddie Mac and Franklin Raines, former CEO of Fannie Mae (L to R) testify before a House Oversight and Government Reform Committee about the roles of Fannie Mae and Freddie Mac in the financial and mortgage crises on Capitol Hill in Washington on December 9, 2008. (UPI Photo/Roger L. Wollenberg)