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Richard Smith, former Chairman and CEO, Equifax Inc., testifies on Capitol Hill

Rep. Greg Walden, R-Ore., holds up a copy of his credit report as he questions Richard Smith, former Chairman and CEO, Equifax Inc., during a House Energy and Commerce Committee hearing on the Equinox data breach, on Capitol Hill in Washington, D.C., on October 3, 2017. .Earlier this year, the personal data of 143 million Americans was compromised by a software breach at the credit agency. .Photo by Kevin Dietsch/UPI

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