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Richard Smith, former Chairman and CEO, Equifax Inc., testifies on Capitol Hill

Sen. Elizabeth Warren, D-Mass., questions Richard Smith, former Chairman and CEO, Equifax Inc., as he testifies during a Senate Banking Housing and Urban Affairs Committee hearing on the Equinox data breach, on Capitol Hill in Washington, D.C., on October 4, 2017. Earlier this year, the personal data of 143 million Americans was compromised by a software breach at the credit agency. Photo by Kevin Dietsch/UPI

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