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UMB Financial is a financial holding company. As of Dec 31 2006, Co. owned all of the outstanding stock of five commercial banks, a brokerage company, a community development corporation, a consulting company, a mutual fund servicing company and 16 other subsidiaries. Co.'s five commercial banks are engaged in general commercial banking business entirely in domestic markets. Two of the banks are in Missouri, one bank in Kansas, one bank in Colorado, and one bank in Arizona. Co.'s banks provide a range of banking services to commercial, retail, government and correspondent bank customers. As of Dec 31 2006, Co. has total assets of $8.92 billion and total deposits of $6.31 billion.

Industry	Finance & Investment
Sector	Commercial Banking
# of Employees	3,432
Shares Outstanding	40.4M
Market Cap	1.6B
Enterprise Value	-1.5B

52-Week High	$49.96
52-Week Low	$33.65
P/E Ratio	19.20
EPS	$2.10/shr
Dividend	$0.70/shr
Yield	1.74%

Mr. J. Mariner Kemper

Chief Executive Officer; Chairman; Subsidiary Officer; Region Officer

Mr. Michael D. Hagedorn

Chief Financial Officer; Executive Vice President

Mr. Peter J. deSilva

Chief Operating Officer; President; Subsidiary Officer

Mr. Brian J. Walker

Corporate Controller

Mr. Dennis R. Rilinger

Divisional Executive Vice President; General Counsel; Subsidiary Officer

Mr. Douglas F. Page

Executive Vice President; Subsidiary Officer

Mr. David D. Kling

Subsidiary Officer

Mr. James A. Sangster

Subsidiary Officer

Mr. Bradley J. Smith

Subsidiary Officer

Mr. James C. Thompson

Subsidiary Officer

Clyde F. Wendell

Subsidiary Officer

Mr. Peter J. Genovese

Vice-Chairman; Region Officer

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