facebook
twitter
rss
account
search
search
 

Study: Healthy enrollees more important than young to insurance costs

Feb. 12, 2014 at 5:02 PM   |   Comments

WASHINGTON, Feb. 12 (UPI) -- A disproportionate number of people in poor health enrolling for insurance is more likely to drive up U.S. premium costs than too few young adults, experts say.

The Commonwealth Fund released a study, "Young Adult Participation in the Health Insurance Marketplaces: Just How Important Is It?", on Wednesday. The study suggested that heavy participation by young adults can help keep premiums down but is not the most important factor.

"There has been a lot of discussion about the importance of young adults in the marketplaces but no consensus on how many young adults are needed to achieve the right balance and what happens if those numbers aren't reached," said Sara Collins, Commonwealth Fund vice president for healthcare coverage and access and author of the report. "What these conversations and analyses by researchers illuminate is that the role of young adults has likely been over-emphasized. Their participation is important, but lower-than-expected enrollment this year won't trigger market failure."

The federal government has been running ads to encourage younger people to seek health insurance, emphasizing low cost for those with low incomes because of subsidies and the need to be covered in case of an accident or catastrophic illness.

Topics: Sara Collins
© 2014 United Press International, Inc. All Rights Reserved. Any reproduction, republication, redistribution and/or modification of any UPI content is expressly prohibited without UPI's prior written consent.
Most Popular
1
Destroyers with ballistic missile defense capability heading to Japan Destroyers with ballistic missile defense capability heading to Japan
2
American fighting with Kurds in Syria: Civilians burned in chemical attack American fighting with Kurds in Syria: Civilians burned in chemical attack
3
Woman allegedly sets roommate on fire for throwing out pasta Woman allegedly sets roommate on fire for throwing out pasta
4
Brazil, Argentina to strenghten aerospace cooperation; talk Gripen deal Brazil, Argentina to strenghten aerospace cooperation; talk Gripen deal
5
GOP Rep. Don Young tussles with students over same-sex marriage and suicide GOP Rep. Don Young tussles with students over same-sex marriage and suicide
Trending News
Around the Web
x
Feedback