Erica Haines, of Palm Springs, filed a complaint against the Fire Insurance Exchange, the Courthouse News Service reported Thursday. The complaint alleges that in March, Haines "noticed that several gold spoons from one of her sets were missing. She asked her caregiver, Alejandra, to bring her more pieces of silverware and flatware from her collection. Most pieces were missing."
Haines reported the theft to the Palm Springs Police Department March 15 and "contacted her Farmers agent, Nancy Breeden, who assisted Erica in completing a proof-of-loss form and submitting it to Farmers. The claim amounted to $145,000 in lost contents," the complaint states.
Fire Insurance Exchange is part of the Farmers Group.
Among items reported stolen were "a spare pair of prosthetic legs, a set of hearing aids, canes, cameras, rare books, original paintings, cosmetics, clothing, medicine and Erica's wedding ring," the complaint stated.
Haines, a Holocaust survivor, lost both of her legs due to medical complications.
The complaint says the insurer never sent an adjuster to Haines' home and denied her claim May 28 in a letter saying its investigation concluded Haines failed to establish any thefts occurred.
Haines is seeking benefits under her policy, general and special damages, and treble damages for bad faith.
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