Chapman, 28, while still a student, created an online real estate business, the Moscow Times reported. She went on to work for Barclays Bank and a plane-leasing company in London.
A friend who knew her in the Moscow Club of Life Entrepreneurs, was dubious about the charges.
"I can't believe Anna was accused of being a spy," the friend told Lifenews.ru. "She is a natural businesswoman and devoted all her time to her business."
The Russian government has denied that the 10 people arrested in the United States were spies, the Novosti News Agency reported. The Foreign Ministry called them "Russian citizens who found themselves on U.S. territory at different times."
The government has said the group must be given access to Russian consular representatives.