Appearing via video conference before a county judge in St. Augustine, Fla., Quinn Hanna Gray of Ponte Vedra Beach, a wealthy seaside community south of Jacksonville, said she did not know if she could afford a lawyer.
She was arrested Wednesday, hours after she told The (Jacksonville) Florida Times-Union she had struggled to free herself from a prison-like room during three days of forced captivity during the Labor Day weekend.
She was charged with trying to extort $50,000 from her husband with the help of a Jacksonville auto shop operator.
Gray defended herself Wednesday as she was escorted from jail, telling reporters that if she needed the money she would have just taken it out of the bank.
Jasmin Osmanovic, 25, of Jacksonville was arrested Tuesday and also charged with extortion. He had delivered two letters to Gray's home saying he was owed $50,000, the arrest report said.
He later told investigators he had a sexual relationship with Gray and the couple spent Labor Day weekend together.
The case opened after Gray disappeared and her husband reported her missing Sept. 4. She reappeared in a parking lot three days later.
Sheriff's Office deputies found her talking on a cell phone and carrying a shredded Coke can, the Times-Union said.