Ocala police said the man, whose name was not released because he was not arrested, was driving his 2005 Mitsubishi Gallant along some railroad tracks when the vehicle became stuck in gravel and bushes about 1:30 a.m. Thursday, The (Ocala) Star-Banner reported Friday.
Investigators said the man tried to call for help by honking his horn but the noise was not heard and police were not called until about 7:49 a.m.
Police said they arrived to find the man was wearing nothing but an inside-out knit shirt.
The man said he has driven by the railroad tracks before without incident. When asked why he was nude from the waist down, he said: "No reason."
Officers said the man's ill mother, for whom he is the only caretaker, was a factor in deciding not to charge him with obstructing or interfering with a railroad track.
"I won't do this again," the man said.