Parts of healthcare reform go into effect

Sept. 23, 2010 at 4:51 PM

WASHINGTON, Sept. 23 (UPI) -- All provisions of The Patient Protection and Affordable Care Act will be in effect by 2014, but parts went into effect Thursday, U.S. officials said.

A statement by the Department of Health and Human Services says as of Thursday, health insurers will no longer be able to:

-- Deny coverage to children with pre-existing conditions. Health plans cannot limit or deny benefits or deny coverage for a child younger than age 19 because he or she has a pre-existing condition like asthma.

-- Put lifetime limits on benefits. Insurance plans can no longer put a lifetime dollar limit on the benefits of people with costly conditions like cancer.

-- Cancel a policy solely because a policyholder or his or her employer made an honest mistake on an insurance application.

-- Deny claims without a chance for appeal, which can include an independent reviewer.

Those with health insurance will be able to:

-- Receive cost-free preventive services such as screening for breast cancer, vaccinations and counseling without any out-of-pocket costs.

-- Keep children on their health insurance plan until age 26.

-- Choose a primary care doctor, obstetrician/gynecologist and pediatrician from the health plan's provider network.

-- Use the nearest emergency room without penalty or prior approval.

Related UPI Stories
Latest Headlines
Trending Stories
TSU shooting: 1 dead, 1 wounded in third shooting this week at Houston campus
Listeria threat prompts Whole Foods cheese recall
Russia says missiles aimed at Syria did not land in Iran
Captive orca breeding banned at California's SeaWorld
Wrong drug used in Oklahoma execution