Sue McLaughlin of the American Diabetes Association says it is easy to think, "Why bother making New Year's resolutions," in this current economy.

"The common misconception is that New Year's resolutions to improve health and wellness require a financial investment, such as a gym membership or a new meal plan," McLaughlin says in a statement. "But simple -- and inexpensive -- lifestyle changes can make a big impact in preventing diabetes-related complications and improving health and wellness to prevent disease."

McLaughlin suggests:

-- Invest 15 minutes a week to plan grocery shopping and menus. Studies show those who are not organized pay more at the store.

-- Schedule time for fitness.

-- Buy produce in season and save. In winter, this includes apples, pears, citrus fruits, squash, carrots and broccoli. Craving summer produce? Buy frozen or canned varieties.

-- Realize small steps can reap big rewards. Set smaller, attainable goals such as eating an extra serving of vegetables three times a week or taking a 10-minute walk during the day.