Rates for 30-year fixed-rate mortgages fell from 4.13 percent to 4.10 percent with 0.7 point in the past week.
A year ago, rates for 30-year, fixed-rate mortgages averaged 3.39 percent.
Rates for 15-year fixed-rate mortgages fell from 3.24 percent to 3.2 percent with an average 0.7 point in the week. A year ago in the same week, 15-year fixed-rate loans averaged 2.7 percent.
Rates for 5-year Treasury-indexed hybrid adjustable-rate mortgages averaged 2.96 percent this week with an average 0.4 point. Last week, rates for these loans averaged 3 percent. A year ago, they averaged 2.74 percent.
Rates for 1-year Treasury-indexed adjustable-rate loans averaged 2.64 percent in the week with an average 0.4 point, up from 2.6 in the previous week, Freddie Mac said.
Last year over the same period, rates for 1-year adjustable-rate loans averaged 2.58 percent.
One point is equal to 1 percent of the amount of the loan and is typically paid up front. It includes a corresponding discount on the loan's long-term interest rates.