In the week ending Sept. 12, average interest rates on 30-year fixed rate loans held steady at 4.57 percent with an average 0.8 point, Freddie Mac said.
A year ago at this time, rates for 30-year fixed-rate loans averaged 3.55 percent.
Rates for 15-year fixed-rate mortgages averaged held at 3.59 percent with an average 0.7 point in the week. A year ago in the same week, 15-year fixed-rate loans averaged 2.85 percent.
Rates for 5-year Treasury-indexed hybrid adjustable-rate mortgages averaged 3.22 percent this week with an average 0.5 point. Last week, rates for these loans averaged 3.28 percent. A year ago, they averaged 2.72 percent.
Rates for 1-year Treasury-indexed adjustable-rate loans averaged 2.67 percent in the week with an average 0.4 point, a drop from the prior week's average rate of 2.71 percent.
Last year over the same period, rates for 1-year adjustable-rate loans averaged 2.61 percent.
One point is equal to 1 percent of the amount of the loan and is typically paid up front. It includes a corresponding discount on the loan's long-term interest rates.
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