Spending adjusted for inflation was flat in July after rising 0.2 percent in the previous month.
June's spending increase is an upward revision from a previous report that estimated the gain for the month at 0.5 percent.
Personal incomes rose 0.1 percent in July, or by $14.1 billion, while disposable income rose 0.2 percent.
Disposable income outpaced personal incomes due to muted price gains. Inflation in July rose 0.1 percent after a gain of 0.4 percent in June.
Core prices, excluding food and energy, also rose 0.1 percent after a gain of 0.2 percent the previous month.
The personal savings rate was unchanged at 4.4 percent in July. The aggregate total of savings came to $544.5 billion in July, little changed from the $541.2 billion in June.
Savings is calculated as disposable personal income minus personal outlays.