In the week that ended Friday, U.S. mortgage activity fell 12 percent and refinancing fell 13 percent, the MBA said.
Interest rates for 30-year, fixed-rate conforming mortgages rose from 3.57 percent to 3.63 percent with points rising from 0.44 to 0.45.
The average interest rate for 30-year contracts on jumbo loans -- loans larger than $417,500 -- rose from 3.81 percent to 3.85 percent, rising off a record low for the survey.
Points for 30-year jumbo loans remained at 0.42.
Interest rates for 15-year, fixed-rate mortgages rose from 2.87 percent to 2.96 percent, rising after eight consecutive weeks. Points for 15-year, fixed rate contracts fell from 0.39 to 0.36.
The average rate for 30-year loans backed by the Federal Housing Administration rose from 3.34 percent, an historic low, to 3.41 percent, while the average rate for short-term adjustable rate mortgages rose from 2.59 percent to 2.72 percent in the week, the MBA said.